At Fondee we believe that successful investing is not about guessing or chasing hot tips. We build on a long-term approach, broad diversification, and low costs. You set the goal and invest at your own pace. We take care of the actual investing.
You can start with a smaller amount
Even a few hundred a month can make a big difference over the long term.
You always know what's happening with your investments
You can track the progress of your investments clearly in our Direct Fondee app.
Everything is in your hands
At any time you can adjust how much and how often you invest, or withdraw your money.
1. Tell us your plans
Using a short online questionnaire we'll find out what approach will suit you.
2. We'll choose the right solution
Based on your answers we'll propose a tailored portfolio.
3. You start investing
Send the first deposit and we'll invest your money according to the plan we set up together.
4. You track your progress
In the app you can track the development of your investment, its composition, and everything else in one place.
Seven investment profiles from conservative to audacious. Click through them to see what each choice means for the portfolio composition and historical returns.
Lower risk
Lower return
Higher risk
Higher return
Daring
You feel right at home in a dynamic environment.
Daring
You feel right at home in a dynamic environment.
What the portfolio is made of
Regional breakdown
Historical return
Average annual return over the last 10 years
8,5 %per year
Total return for the period 01/2020 – 12/2025
We calculate historical returns as the average annual appreciation of the portfolio over 10 years to 1 June 2026 in euros, and the calculation is based on simulated historical performance based on the prices of individual ETFs or their underlying indices. The return is calculated before fees. The value of the investment may fluctuate and past returns are not a guarantee of future returns. Investing involves the risk of losing part or all of the invested amount.
Saving
Investing
Return
Lower, known in advance
Potential for higher growth
Inflation
Money usually doesn't beat inflation
The goal is to beat inflation over the long term
Fluctuations
No fluctuation
Value may fluctuate in the short term
Best suited for
Reserve for unexpected expenses
Long-term goals
Instead of picking individual stocks, we invest in ETF funds. These contain hundreds to thousands of companies from around the world, so your investment doesn't depend on the success of one company or one sector.
No, you don't. Through a short questionnaire, we'll find out what you expect from investing and suggest a suitable investment for you.