Regular investing
You invest regularly every month. Long-term investing results come down to discipline and time – not to what you started with. That's exactly why we reward the journey, not just the destination.
Portfolio size
Your investments with us already carry some weight. People who invest larger amounts don't need a more complicated product – they need a fairer price. So the higher your portfolio value, the lower your fee.
Premium
Platinum
Fee
0.9%
0.7%
Regular investment
≥ CZK 10,000/month, 3 months in a row
≥ CZK 30,000/month, 3 months in a row
Portfolio size
≥ CZK 1 million
≥ CZK 3 million
Extra benefits
Free property valuation, mortgage assistance
Free property valuation, mortgage assistance
The value that decides your tier includes everything you hold with us – classic portfolios, DIP, portfolios you have set up for your children and any cash you have not invested yet. You don't need to move or close anything, it all adds up in your favour.
And because children's and student accounts as well as DIP have their own discounted rates that are even lower than Platinum, we leave them as they are: on every portfolio we charge you the best rate you qualify for. So you don't have to work out what is better for you – we do the maths for you.
You invest just as you do now
Nothing to set up, nothing to keep an eye on, nothing to sort out. You just carry on building the foundations for your future.
We watch your deposits and portfolio
Every month we check for you whether you already qualify for a better rate.
We switch the rate on for you
As soon as you reach Premium or Platinum, we automatically set the best rate for you.
There are two ways and you only need to meet one of them. Either you deposit at least CZK 10,000 (EUR 400) a month for Premium, or CZK 30,000 (EUR 1,200) for Platinum, for three calendar months in a row, or the combined value of your investments with us is at least CZK 1 million (EUR 40,000) for Premium, or CZK 3 million (EUR 120,000) for Platinum.