A lot of people tell themselves they’ll start investing once they earn more. But the sooner you start, the less you need to set aside. Because time can do part of the work for you.
Model example, actual amounts depend on how much and how long you invest.
You don’t need a high income or large savings. A student account lets you start with small amounts, invest at a discounted fee and keep your money under control at all times.
Lower fee
Roughly half of the standard account. Until you turn 26.
Start your way
Even with a hundred crowns. Send as much and as often as makes sense to you.
When plans change
You can withdraw your money at any time, with no penalties or fees.
We’ll help you with investing
Getting started is easier than you think
1.
Verify your student status
An ISIC card or proof of study - just once. Your discounted fee is valid until the age of 26.
2.
Choose your strategy
From Conservative to Audacious, classic or ESG. A short questionnaire will help you find a portfolio that makes sense for you.
3.
Send your first funds
Even just a hundred crowns. Then keep sending as much as you want, whenever you want.
It’s not magic. It’s time and a percentage.
Enter your situation. We’ll show you what it means in numbers.
Estimated value
426 465 CZK
Total invested
245 000 CZK
Return
+181 465 CZK
The calculator uses the historical return of the Audacious portfolio of 10.13 %. We calculate historical returns as the average annual return of the portfolio over 10 years to 1 June 2026 in euros, and the calculation is based on simulated historical performance based on the prices of individual ETFs or their underlying indices. The return is calculated before the fee is taken into account. The value of the investment may fluctuate and past returns are not a guarantee of future returns. The simulation does not take into account tax implications or inflation. Investing involves the risk of losing some or all of the invested amount.
No catch
We know that investing can seem complicated. That’s why with us you always see what you’re investing in, how much you’re paying and how your investment is performing.
Open a student accountA slice of the whole world
With one investment you get a share in hundreds to thousands of companies from different countries and sectors.
Student fee
You pay roughly half compared to the standard account. Until you turn 26.
Friends and family can contribute too
Parents, grandparents, anyone. Instead of a gift, they can send money directly to your portfolio.
Money available whenever you need it
No withdrawal penalties. You can access your money whenever you need it.
Sustainable investing
Want your money to also reflect its impact on the world? You can choose a sustainable ESG portfolio.
Under CNB supervision
We are a licensed securities dealer supervised by the Czech National Bank.
A slice of the whole world
With one investment you get a share in hundreds to thousands of companies from different countries and sectors.
Student fee
You pay roughly half compared to the standard account. Until you turn 26.
Friends and family can contribute too
Parents, grandparents, anyone. Instead of a gift, they can send money directly to your portfolio.
Money available whenever you need it
No withdrawal penalties. You can access your money whenever you need it.
Sustainable investing
Want your money to also reflect its impact on the world? You can choose a sustainable ESG portfolio.
Under CNB supervision
We are a licensed securities dealer supervised by the Czech National Bank.
WHEN YOU’RE 30
It’s about what it can allow you to do in a few years. It will bring you greater peace of mind, a bigger safety net and more freedom to make your own choices.
Financial cushion
Money for situations you’re not dealing with yet today.
A calmer future
Without the ‘I wish I’d started sooner’ feeling when you’re 35.
More freedom
Fewer decisions under pressure and more options to choose from.
Proof of student status
An ISIC card or proof of study only needs to be uploaded once - either during registration or afterwards in the client zone if you already have a Fondee account. Once we verify your details, we’ll activate your student discount until the age of 26. If you provide a valid ISIC card, you’ll also receive a CZK 250 bonus to get you started.
Deposits and contributions from loved ones
You can invest at your own pace - regularly or irregularly, in small amounts or larger ones. Parents, grandparents and other loved ones can also contribute. Just send them the payment details from the client zone and the portfolio number so the payment is correctly assigned. Fondee clients can send contributions without limit; others up to CZK 23,000 per year from one bank account.
Withdrawals and transition to a standard account
You can withdraw your money at any time. There are no penalties for withdrawals and it won’t affect your student discount either. Just keep in mind that investing works best when money has enough time to grow. After your 26th birthday the account automatically converts to a standard account with the standard fee.
Even a hundred crowns works. For students, we have no minimum deposit amount. You send as much as makes sense for you.